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Photos, videos and stories from instagram posts tagged with #debtslave

Images, videos and stories tagged with #debtslave

Instagram media - So with no sign of future income… I have to make what I have last and also stretch… 2278670094435233681
So with no sign of future income… I have to make what I have last and also stretch any benefit payment I receive as much as possible. My partner and I spent some time deciding some cheap meals (ones Im too embarrassed to share) and made afew swaps: Aldi is our local shop and will be handy We are bulking up the meals with veg as much as possible. We will make sure pastas, rice and canned foods are the main part of our meal We will have the odd meat meal but swap the chicken for drumsticks. Much cheaper. To save buying so many ingredients, we will have the same breakfasts and lunches My future self is so thankful I started buying toiletries for maternity leave so that is one less thing to worry about. Getting a plan together, helps destress me. It might not necessarily work but it settles my mind for now. Whats your ultimate food saving tips?
Instagram media - Frankly Speaking: Do you live paycheck to paycheck? It is said that many people… 2278656195585381150
Frankly Speaking: Do you live paycheck to paycheck? It is said that many people are only one paycheck away from poverty. With all the financial resources that we have today, why are we losing this battle? We have a disease in our society today that is devastating our very way of life. Much like alcoholism or drug abuse thirty years ago, we have accepted it as a way of life that should be kept in the closet and no one has to know. This kind of thinking caused serious damage to families then and it is ripping our families, as well as our society, apart now! I believe the driving force behind the devastating phenomenon of debt is the Spirit of Debt. #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - I found myself getting stressed… Feeling down and fed up after a morning full or… 2278532248743213931
I found myself getting stressed… Feeling down and fed up after a morning full or calls, applications and emails. I took a moment to just switch up my mindset and focus on all the positives. There are people out there who are going through much worse than me and I must remember the blessings I have. It was all just abit of a shock and I realise I’m on a much more difficult road ahead but we can so get through this. Im heading onto Insta Live at 5 eeeek scary! But ill give you an update of all thats happened
Instagram media - What would you do if you didn’t get paid on payday? Where would you turn? What could… 2278396055145719407
What would you do if you didn’t get paid on payday? Where would you turn? What could you pay? Don’t be like me. This was me calling yesterday at 5pm. I called once again this morning and finally got through, the response I got “Well you’ll have to go to court” I realised this was not going to be easy and a battle I will unfortunately have to fight Thank you so much to everyone who shared my #justiceforemployees post, no news yet but Im sure if we keep tagging @rishisunakmp he will see this. I have received such kind dms and I really appreciate all your support, I don't share this for sympathy or for gifts. I share this because I want you to know how important it is to try and build up that emergency fund. If I wasn't silly with my money, years back this would have merely been an inconvenience. However, now this causes a whole load of stress to get by for the next few weeks or months. PS £700 or £1000 is not enough if it does not cover your months bills!
Instagram media - My co worker is napping on the job! 🐶☕️☕️ must be time for more coffee! Today is… 2278033817813692616
My co worker is napping on the job! 🐶☕️☕️ must be time for more coffee! Today is pay day and I have done my budget, not sure whether to put the excess funds towards debt or savings 🤦🏼‍♀️ might just let it sit and see what’s happening in the world. Hope you are having a lovely Thursday 🍃💕🌻☕️ #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - There’s beauty everywhere. But I’m dried up from desert. Give me the trees and lakes… 2277935328943813212
There’s beauty everywhere. But I’m dried up from desert. Give me the trees and lakes again! Back to our roots! Reconnected w/ the tree of life. Almost to I-40 and New Mexico ~ a previous home of mine while going to school for acupuncture. All the choices made while in a fallen state. Now ready to move on. Schooling is highly overrated. Better off learning a trade. Work. Save money (versus be a debt-slave) and buy some land. IMO living in dense urban settings is also highly over rated. When people post reviews about small cities it’s often a complaint that ‘it lacks diversity.’ Code for not enough variety of restaurants. Perhaps #covid19usa will help people re-prioritize. I’ve never been oriented to be a big consumer type. No t.v. Don’t like big crowds. Don’t like shopping except for food. Maybe books. Getting tired of books and accumulating ‘knowledge ‘ too. I’ve wanted out of the desert city and all cities for years. Took us long enough. No living matrix rules any longer. I rebelled against the need to do this or that to market myself all along. Now we are really doing things different. Going moment by moment as per what is revealed to us. No worries or concerns about ANYTHING! Whether there is enough t.p., food, nothing. Nothing compares to this level of peace and trust. The t.p. hoarders can sit on their toilet paper the rest of the year. I’ll take Peace of mind any day!!! #chinavirus #covi̇d_19 #desert #leavingthedesert #leavingtheciry #highereducationisoverrated #debtslave
Instagram media - Frankly Speaking: What does success look like to you? For too many Americans, success… 2277931424258736414
Frankly Speaking: What does success look like to you? For too many Americans, success is having a large house, expensive cars, designer clothes, fine jewelry and a degree hanging on the wall. I don’t believe there is anything necessarily wrong with having those things. We need to understand that they are only the by–products of success. Is it possible that we are missing the true meaning of success? #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - “It’s all going to be okay mama” Thats what my 7 year old son said to me later this… 2277929709450692230
“It’s all going to be okay mama” Thats what my 7 year old son said to me later this evening as I was putting the clothes away. Today, I have walked around with a black cloud over my head, my appetite has gone but I know I need to eat for the baby. My head feels heavy and I just want to sleep and start a new day. Funny what 24 hours can do, only yesterday this time I was writing a post saying I was excited to get my payment within the £2000s. I cant see that happening anytime soon. Today I have not been a mum, I haven't done his daily learning tasks and I forgot to give him lunch and yes today was robbed from him however tomorrow is a new day. This is my new reality and I will dig myself out of the big black hole. I promised my son we were going to go for a walk and do a drawing competition. But…. I have so so so much tomorrow, where do I begin? Contacting suppliers to filling out benefit forms. I have to get the ball rolling. I believe we all meet people on this earth for a reason and if there is anything you can learn from me is the importance of an emergency fund, Ideally 3 months. This morning, I woke up thinking I was going to get paid but didnt. Today has set me back hugely but it will not stop me achieving my dreams: I will buy a house I will be financially free I will be in a better position should this ever happen again. I share this now, as I know one day I will be in a great financial position and I want you to know that no matter how many times life knocks us down we can get right back up and bounce back even stronger. Finally, I just want to say a massive thank you to every single one of you that commented on my last 2 post or went out of your way to message me, your support hasnt gone unnoticed and I feel so lucky to be around such kind kind people. Thank you from the bottom of my heart x
Instagram media - Had a little break from doing anything matched betting or casino related for the… 2277847038998066723
Had a little break from doing anything matched betting or casino related for the last week or so, to be honest the lack of sport is sucking any motivation I have 😅 So I’m making a conscious effort to ensure I jump on some casino stuff. • • • I’ve still got a lot of casino sign up offers to get through so hoping there should be some decent income from those over the coming weeks 😀 • • • I’ve seen a lot of you guys posting your casino results and the vast majority have been really positive which is awesome to see, long may it continue! • • • Let me know how you’re getting on 👇🏻 • • • #matchedbetting #debtfreecommunityuk #ukdebtfreecommunity #debtfreeuk #ukdebtfreejourney #debtfreejourney #creditcarddebt #debtfreelife #moneytips #moneygoals #financialfitness #daveramsey #financialfreedom #frugal #frugalliving #debtisdumb #frugalmefree #nomoredebt #budgeting #onabudget #emergencyfund #debtslave #payday #ukmoneybloggers #ukblog #debtfreedom #earnmoneyonline
Instagram media - I’m cleaning my home office drawers today and found $40 cash from last October’s… 2277824979013688829
I’m cleaning my home office drawers today and found $40 cash from last October’s grocery envelope 😃 At the moment, we’re no longer using cash as an extra safety precaution due to covid so I’ll just put this into savings.
Instagram media - Please please please, I dont ever ask for anything. But if you could @rishisunakmp… 2277729135232877372
Please please please, I don't ever ask for anything. But if you could @rishisunakmp on this post I would greatly appreciate it. To help bring to his attention #justiceforemployees
Instagram media - If you want to learn one way to pay boost your credit score faster, watch this video!! 2277716581437924863
If you want to learn one way to pay boost your credit score faster, watch this video!!
Instagram media - I used to set my alarm for 6.45am each morning for work. I start work at 8am and… 2277633113756371613
I used to set my alarm for 6.45am each morning for work. I start work at 8am and usually am at least 1 to 5 mins late. It takes like 10 minutes to get to work. So obviously I just fuck around all morning that's why I'm late. Well now I set my alarm for 7.50am and roll into work (my spare room) right on time for 8am with a coffee in hand😉 Nothing better then going to work braless and barefoot 😂 •••••••••••••••••••••••••••••••• #goodvibes #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #heath #gym #chunky #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #goals #planning #thebarefootinvestor #simplelife #keepitsimple #lovelife #aussiedebtfreecommunity #Australia #barefoot #money #work #debtfree #debtisdumb
Instagram media - On payday 2277603634141017975
On payday
Instagram media - Whoop whoop! Another Facebook sale!! When cleaning out my spare room I found some… 2277576944400626971
Whoop whoop! Another Facebook sale!! When cleaning out my spare room I found some old boxing gloves new in the packet. Chucked them up last night and got a response straight away. I see people putting ridiculous price on fitness equipment and it’s scares me. I am just happy to get a little bit of money and more grateful to have less clutter in my life. Be kind 💙 #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - This weeks budget. I will get rid of all thoses pay later accounts by mid month.… 2277472230967136991
This weeks budget. I will get rid of all thoses pay later accounts by mid month. And will close and deactivated them all. Emergency Fund will be at $400 today. I over spent on food last week by $100 so wasn't able to add to it last week. Trying for a No Spend Month which hopefully won't be to hard because I am working from home. •••••••••••••••••••••••••••••••• #goodvibes #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #heath #gym #chunky #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #goals #planning #thebarefootinvestor #simplelife #keepitsimple #lovelife #aussiedebtfreecommunity #Australia #barefoot #money #work #debtfree #debtisdumb
Instagram media - Page 5 of “Debt: The First 5,000 Years” by David Graeber. Long live Haiti 🇭🇹. #debtslave… 2277278246561136943
Page 5 of “Debt: The First 5,000 Years” by David Graeber. Long live Haiti 🇭🇹. #debtslave #debtslavery #haitianrevolution #debtsnowball #blackhistory #economicinequality #economicinjustice #capitalismkills #anticapitalism #socialistmemes #leftistmemes #marxistmemes #classism #classist #fuckracism #davidgraeber #debtthefirst5000years
Instagram media - Frankly Speaking: “And without faith it is impossible to please God, because anyone… 2277206648516871765
Frankly Speaking: “And without faith it is impossible to please God, because anyone who comes to him must believe that he exists and that he rewards those who earnestly seek him.” (Hebrews 11:6) I love what the Word tells us in this verse. The word does not say because I don’t go to church enough I don’t pray enough I don’t sing enough I don’t give enough or I don’t go to enough Joyce Meyer conferences. It says without faith. My faith is the only thing that really pleases God. All of the other things I mentioned are good, but without faith, it does not please God. #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - £17200… Sounds scary doesnt it? Sounds impossible doesnt it? But the key is to… 2277197453035823560
£17200… Sounds scary doesnt it? Sounds impossible doesn't it? But the key is to break it down into baby steps to not feel overwhelmed. After the sudden change in the economy this month, last week I shared a post stating a few things I had learned about this whole ‘experience’ and what I would do to prevent myself falling into a financial mess should we ever go through something like this again. I realised, I had the ideas but not the plan or the actual numbers... So thought, I would grab a calculator and get busy. Here’s my 3 steps to financial freedom! 💳Debt - 24 hours from now, I will have a total debt of £2700. By August when I head onto Maternity leave it will be £1200 and I do hope to clear that by then but I realise it may be quite tricky to find that extra cash between now and then and maternity leave money will be much lower. 🏠 Deposit - Yes, I’d love a dream house but Im not prepared to work long hours and be away from my family or over stretch myself so, Im hoping for a nice small modest house that I can simply call my own. 💷Emergency fund - I summed up only the essential bills I would need to pay and times this by 3. This would cover us for 3 months. I actually think 6 months emergency fund would be better however I dont want to make an already huge goal feel unachievable, so settled with 3 months for now. The house deposit and emergency fund, I'm slightly unsure which order I should do this, my head says ‘Emergency fund first and then the house deposit’ but my heart says ‘I cant wait that long, buy the house asap!’ Which order would you choose?
Instagram media - Last day of the month! Did you stay on quarantine budget? 😂 If you went over in… 2277180332901778624
Last day of the month! Did you stay on quarantine budget? 😂 If you went over in a few categories that's totally normal, but don't expect doing the same thing next month will get you different results!⁠⠀ 💰 I've got a 7-day email series that will walk you through the first week of a spending fast to help guide and support you to start changing your spending habits. Make this month the month you nail your budget!⁠⠀ 💰Head to modernfrugality.com/challenge to sign up! (Or swipe up in my stories!)⁠⠀ .⁠⠀ .⁠⠀ .⁠⠀ #nospend #debtfreejourney #moneymotivated #nospendchallenge #debtsnowball #daveramsey #nospendmonth #debtfreeisthenewsexy #financialpeace #nospendweek #debtisdumb #frugal #zeroday #debtsucks #moneymatters #debtfree #savemoney #livelikenooneelse #debtslave #moneymoves #budgeting #debtfreedom #moneytalks #debtfreecommunity #moneyhungry
Instagram media - The 2000s… Whilst I was feeling pretty miserable earlier, I got an email from my… 2277040876739818235
The 2000s… Whilst I was feeling pretty miserable earlier, I got an email from my DMP to say my latest statement was now available. I logged in and saw a balance of roughly £3100 and realised that by the time I make my payment tomorrow I will have a balance in the £2000. Which is almost unbelievable. Right now, I constantly find myself beating myself up for ‘chipping into my savings’ but actually each month im making progress, each month theres still an higher amount of savings than the month before and there’s a lower amount of debt than the month before. I can smell the finish line and I just cannot wait to clear this debt and start saving properly for a home.
Instagram media - #LockdownSavingsChallenege Firstly, I understand everyones situation is different,… 2276901053550870657
#LockdownSavingsChallenege Firstly, I understand everyones situation is different, I am very lucky to still be working and to stay at home at a time like this, so I appreciate this may not be for everyone. During the self isolation period my spending has dropped significantly, there is no temptation and I find myself barely spending a penny. However, Im mindful that if I get bored, I could easily shop online, so I created this challenge to stay focused. No one really knows how long this will last for, there is discussion of it lasting till June but whilst this is going on I will make the most out of a bad situation and save as much money as I possibly can. Therefore, I challenge myself to save as much money as possible during this period. So lets break it down… Realistically, what can I save? Are there any bills you don’t need to pay whilst on lockdown? Can you save a proportion of this? I don’t have to pay for Childcare & Travel however I will focus on only saving my Childcare costs. Therefore my goal is to save £300. How long will this challenge run for? For as long as the lockdown period is, I have a feeling it could be 12 weeks but I could be wrong. What will you use your savings for? When temptation arises to type ‘Amazon’, whats the reason why you are saving? Is it an emergency fund so you can be in a better position should we face a financial crisis like this again or dare I say it Christmas? So you avoid using credit or maybe its an item you really need? Mine will be for the Baby Fund. When do I check in? Each Saturday, Im going to share my #LockdownSavingsTracker and update with the amount I managed to save over the last 7 days. Do you fancy joining? Let me know and use the #lockdownsavingschallenege What will you save money on during the lockdown period?
Instagram media - This is the amount owing on one of my 2 personal loans. This one was for my car… 2276856731694576335
This is the amount owing on one of my 2 personal loans. This one was for my car and holidays. Bad I know, lesson learnt. It has a sickening interest rate of 27.99%, I didn't have the best credit rating hence the ridiculous interest. Anyway I am planning to pay this off this year.🤩 I was paying $500 per month, that was the minimum. I have just changed it to weekly and asked to pay $150 per week. I plan to use BPay each week to pay an extra $100 to $200 per week. My goal is to pay a total minimum of $1000 per month. I will also put my tax refund for this year onto that aswell. I finally feel like I am starting to get my shit together. So let's see how quickly I can get this paid off. I will share updates weekly 😁 •••••••••••••••••••••••••••••••• #goodvibes #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #heath #gym #chunky #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #goals #planning #thebarefootinvestor #simplelife #keepitsimple #lovelife #aussiedebtfreecommunity #Australia #barefoot #money #work #debtfree #debtisdumb
Instagram media - Woohoo! I am a little bit excited 😆 🤓 I have a big birthday coming up soon and I… 2276803560846851807
Woohoo! I am a little bit excited 😆 🤓 I have a big birthday coming up soon and I am not a person that celebrates my birthdays, I decided to spoil myself abit and I ordered a starter pack from @cleanedbykoh I am the worlds worse house cleaner so I cannot wait to see if this makes my life better 😝🤪 #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - Sometimes I post on my stories, information about current events. And I don’t post… 2276526838283054902
Instagram media - For those paid monthly like me... I used to have the maddest weekend when I first… 2276487302096055914
For those paid monthly like me... I used to have the maddest weekend when I first got paid, then be making ends meet for the rest of the month. Thankfully, times are a little different now, I still find myself in a similar pattern where I run out of money towards the end of the month but it doesn't impact my life so much. We always have food, petrol and spare cash should we need it. I think finding happiness in free fun doing new activities has been a major help. For example, I used to busy myself with heading to the shops, cinemas, meals out etc which all costs money, where as now I like to go for walks, bike rides and pop up events which often tend to be free. It's been kinda hard to find that balance, with little spare cash, it tends to be on special occasions where we will spend but aslong as I'm not living for payday that Is all that matters.
Instagram media - Frankly Speaking: If Bill Gates had just sent you a certified letter saying that… 2276481878903309957
Frankly Speaking: If Bill Gates had just sent you a certified letter saying that he was going to give you a reward for services rendered, your mind would be running around like a kid in a toy store. When the God of the universe says that he rewards those who diligently seek him, (don’t lose faith in what he has promised). That’s shouting territory! #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - On Sunday I sold my bed suite! And I am so happy to have it gone!! It frees up so… 2276466979971713562
On Sunday I sold my bed suite! And I am so happy to have it gone!! It frees up so much room in my house and now that we are likely to be moving to working from home, I can turn my spare room into a better office space! I am keeping this money to pay for a new mattress which I have already put a deposit down and hope that they don’t get shut down by Coronavirus and I will be looking at buying some second hand bedside tables. My new bed frame I got off FB for $50 and I absolutely love it. I am trying to make spaces in my house that I want and not what I think they should be! 🦄🧚🏼‍♀️ Happy Tuesday Everyone 💕🍃🌻 #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - #pinchofsalt post! Credit... Afew ideas on how to improve your credit. I cant believe… 2276380546766450734
#pinchofsalt post! Credit... Afew ideas on how to improve your credit. I cant believe how silly I was to get a credit card without knowledge on how to use them correctly. It's something I would definitely teach my son should be ever get one.
Instagram media - This would be the purrrrrfect time to start training for a marathon. Perfect temps… 2276140502176578635
This would be the purrrrrfect time to start training for a marathon. Perfect temps and lots more free time but I'm not running so... Instead, I have developed a slight bakery obsession and find myself baking a few times a week. Plus, Ive been decluttering like mad so I think my choices are B and C. How about you?
Instagram media - Fraud at a monumental level
#endthefed 
#fraud 
#debtslave 
#ifyouonlyknew 2275795408934528201
Instagram media - The minute I stopped buying items to impress, I found myself with more of the things… 2275770356509536397
The minute I stopped buying items to impress, I found myself with more of the things that matter such as happiness, more sleep and achieving life long goals. It's not to say one day I won't buy that dream pair of designer shoes but only if I have: ⭐An emergency fund ⭐A house ⭐No debt Till then, I'll focus on caring less of what people think and more on my financial freedom.
Instagram media - Frankly Speaking: 80% of the people fight over 20% of the wealth and 20% of the people… 2275757077896267706
Frankly Speaking: 80% of the people fight over 20% of the wealth and 20% of the people enjoy 80% of the wealth. #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - #SavingTipSunday! Paying off your mortgage even a few years early will save you… 2275732219758412500
#SavingTipSunday! Paying off your mortgage even a few years early will save you tens of thousands of dollars in interest. I wouldn’t prioritize it over investing for retirement but if you have extra it’s an effective way to use it. Make it your goal to pay off your home in 10 years!⁠ .⁠ .⁠ .⁠ #babystep6 #mortgagefree #debtfreeisthenewsexy #debtfreejourney #debtsnowball #debtfreedom #debtfreecommunity #debtfree #debtisdumb #debtfreeliving #debtslave #debtfreelife #daveramsey #financialpeace #financialpeaceuniversity #debt #studentdebt #studentloans #studentloandebt #onabudget #budgeting #personalfinance #payoff #loans #savemoney #babystep2 #budget #zerobasedbudget #totalmoneymakeover
Instagram media - How do you learn to be good with money? There is no clear answer. Everyone is different… 2275630055639799615
How do you learn to be good with money? There is no clear answer. Everyone is different But Perseverance is one key factor. Yesterday, I was decluttering and came across the 3 credit card which were always in my purse. I would get paid, clear my balances and then head straight to the bank to draw the money out as I needed this money to pay bills. I knew it was a mess but I had to do it. I had all intentions of being ‘good’ with the cards, I got them for ‘good’ reasons I thought at the time... such as building up my credit, or to transfer a balance but in fact I ended up spending and living off them. It was never supposed to be like this. Fast forward 3 years and I carry 3 cards again but for different purposes: Incoming - For all payments coming in. I was scarred from all the times I missed payments due to unexpected direct debits Bills - To make payments for all my essential and fixed bills. Spending - To live off, whether it is paying from the grocery shop or petrol. To taking my son out or treating myself, I spend on this card knowing that I am not spending money I shouldn't be. It took a long time to get to this stage, I tried and failed on many of occasions but now it is my new reality. I was never ‘good’ with money and in fact I would bury my head in the sand, ignore reminders and uninformed. But determination can help transform your habits so that one day we can sleep at night and save for our future. Never give up and keep trying, you will get there, I promise.
Instagram media - I can’t remember the last time I spent money. I think two weeks ago I was at Costco… 2275545248297830295
I can’t remember the last time I spent money. I think two weeks ago I was at Costco getting ready to stock up for a month. ⠀ ⠀ I haven’t been out since then for spending.⠀ ⠀ How is everyone else doing?
Instagram media - If I wasnt pregz, I would 100% go raving and I dont even rave anymore.💃 So the… 2275484086898244836
If I wasn't pregz, I would 100% go raving and I don't even rave anymore.💃 So the next best thing I can suggest is Five Guys 😂 and a full on day out with my family, take my son to a theme park if money allows. What's the first thing you'll do?
Instagram media - Cleaning the garage pays off 🥳🎉🥳 decide you chuck two jerry cans that have been… 2275167778629362789
Cleaning the garage pays off 🥳🎉🥳 decide you chuck two jerry cans that have been sitting in my garage for years onto Facebook Marketplace and they sold in like 10mins. I had people offering more money for me too hold onto them but I was just happy to see them go to someone else’s home!! Yay for a productive Sunday 🌴🍃🌻 Hope you all have a wonderful day 😊 #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - I don’t watch a lot of TV so I’m not really sure where to start. What are you all… 2275155759893125790
I don’t watch a lot of TV so I’m not really sure where to start. What are you all watching?
Instagram media - Although I would love to splurge on something right now, it just doesn’t make sense.… 2275091804290063965
Although I would love to splurge on something right now, it just doesn’t make sense. With all the chaos going around right now, it’s such a great time to save every penny. I transferred my tax return last night into our savings. It feels good to be sitting on a cushion. . . . #debtfreejourney #debtfree #debtsnowball #debtfreeisthenewsexy #debtfreedom #debts #debtfreeliving #debt #debtsucks #debtslave #change #savingmoney #journaling #payingoffdebt #getoutofdebt #babysteps #budget #budgeting #saving #pennypinching #cashenvelopes #cashenvelopesystem #nomoredebt #daveramsey #minimalism #fpu #cashisking #debtfreecommunity #teamsmallshovel #dfc
Instagram media - Aprils budget ready ✅
Next step, stick to it!! 2275089541320465391
April's budget ready ✅ Next step, stick to it!!
Instagram media - Frankly Speaking: Everything you need is already here on the earth. #bottomlineministries… 2275032288625831900
Frankly Speaking: Everything you need is already here on the earth. #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - I am proud...😀 I am proud to say I have never trolled🙂 I am proud to say, If I have… 2274810595173591626
I am proud...😀 I am proud to say I have never trolled🙂 I am proud to say, If I have nothing good to say I dont say anything at all🤫 I am proud to say, I only write supportive comments🤗 I am proud to say, I aim to uplift everyone👭 I am proud to say, no matter the size of my account, or how challenging I find it or tired I am, I respond to every single dm and most comments💪 I am proud to say, my purpose of this account is to help as many people as possible👫👬👭 Are you proud of your comments you make online?
Instagram media - Positive… Have you noticed I have used the words, ‘Positive’, ‘Mindset’, ‘Productive’… 2274765631437870209
Positive… Have you noticed I have used the words, ‘Positive’, ‘Mindset’, ‘Productive’ alot over the last couple of weeks? It’s because I have struggled to adapt to this new temporary life. I have struggled to accept that I am pregnant during a time of worry, lockdown and uncertainty. I am also missing my family and friends but I refuse to let this get the best of me. Which is why, I am focusing on the positives right now. I share these positives because at the time, I couldn't be bothered and I didnt want to do these things. I wanted to relax and ‘do it tomorrow’. But I decided to go for the walk and felt much happier, or defrost the freezer and felt much more productive or clean the house house even if it was towards the end of the day. I just want to share, if anyone is struggling. Firstly, im a DM away but secondly, it gets easier. Of course everyone is different but find that ‘thing’ that works for you. For me, its routine, I like having a routine. It helps me feel settled and as I wrap up week 2 of isolation, I feel so much more happier. Whats one weekly win you have had this week?
Instagram media - Been getting my bake on 👩🏼‍🍳👩🏼‍🍳 have got a slice for smokos and banana bread for… 2274497450668231913
Been getting my bake on 👩🏼‍🍳👩🏼‍🍳 have got a slice for smokos and banana bread for breakfast 🤤🤤 I have been really trying to spend my days off more thoughtfully and not just lying on the couch wasting the days away! And I must admit that I have missed actually cooking and not just doing the lazy way. Happy Saturday Everyone 💕🧚🏼‍♀️🧚🏼‍♀️ #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - It really is only about planning and budgeting, you can do it !⠀ ⠀ Double Tap &… 2274481445405620068
It really is only about planning and budgeting, you can do it !⠀ ⠀ Double Tap & Follow the Authority !!⠀ 👉🏻 @wealth.authority⠀ 👉🏻 @wealth.authority⠀ 👉🏻 @wealth.authority⠀ ⠀ 📷 Follow @average_investor ⠀ ⠀ #edwardsnowden #bitcoinallday #bitcoinprivate #bitcoinbank #bitcoinminingfarm #bitcoiners #bitcoinpay #bitcoinrevolution #investbitcoin #bitcoinstore #bitcoinbusiness #bitcoinaccepted #bitcoiniran #bitcointoday #bitcoinregulation #bitcoinshop #bitcoin1mlnclub #bitcoinrich #bitcointraiding #bitcoingirl #bitcoinconnect #bitcoinfreedom #fixyourbudget #downsize #debtslave #debts #debtsucks #minimumwage #minimumleaveout
Instagram media - Going live soon. 💙 2274474716910869814
Going live soon. 💙
Instagram media - Did some Kmart Contract Crime 😂 Covered this coffee table with some contract from… 2274442333151819514
Did some Kmart Contract Crime 😂 Covered this coffee table with some contract from Kmart. I did a shitty job tbh. Waiting to see what MR says when he gets home haha.. But it is still better then the original top as it is that cheap shit and it discolored quickly. What else can I contact 🤔😏 •••••••••••••••••••••••••••••••• #goodvibes #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #heath #gym #chunky #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #goals #planning #thebarefootinvestor #simplelife #keepitsimple #lovelife #aussiedebtfreecommunity #Australia #barefoot #money #work #debtfree #debtisdumb
Instagram media - Bordom… I’m sure alot of us have experienced this feeling a couple of times over… 2274361996736445775
Bordom… I’m sure alot of us have experienced this feeling a couple of times over the last 7 days! Despite using this time to relax, Im constantly fighting the ‘lazy’ battle and trying to do something productive most days. Here’s afew ideas I thought would be useful to save or make money during these #lockdown times. Freezer - This evening I tackled my freezer, how rock and roll? Despite it making life easier to pull drawers out, it actually saves you money! If a freezer is kept defrosted with little ice, it means it doesnt have to work as hard and therefore the electric bill is a little lower. Inventory - I already have an inventory of all our items however with all thats going on right now. My partner and I are staying as far away from the shops as possible. Funnily enough, my partner is starting to ‘lead’ on the groceries and so on Tuesday we ordered a click and collect for tomorrow but it meant we had to wait 5 days for our shop. We refused to head into the shops early or make another trip at all. So made do with what we have or the last 5 days. Lets just say, our meals were far from Insta worthy. However, Its actually nice to use up all the food we have had knocking about in the cupboard. Submit a meter reading - I know things are starting to change with smart meters but if your household is like mine, maybe you are still required to submit meter readings to get an accurate price. Submitting one saves so much money, I always used to get huge bills from my old supplier due to relying on estimation and as a result I would be overcharged by hundreds throughout the year. Yes its nice to get that surprised check but id much rather lower bills and lower stress levels. Declutter & Sell - Whatever it is, someone is willing to buy! Declutter, list and sell! I’ve made afew bob by selling items i no longer need from my sons toys to old fitness accessories. Grab a box and throw all the items you no longer want ready to sell Time sometimes feels like it has stood still and motivation is next to 0 right now but its just a reminder that this is a great time to get those odd jobs ticked off and done!The reward?Extra cash! What do you plan to do during the lockdown?
Instagram media - Frankly Speaking: Consolidations are not effective because your bad habits have… 2274307540375716376
Frankly Speaking: Consolidations are not effective because your bad habits have not changed. #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - Don’t let debt drown you. Don’t borrow it all...Borrow what you can afford to pay… 2274268128605220632
Don’t let debt drown you. Don’t borrow it all...Borrow what you can afford to pay back. Save/Stack/Invest/Repeat #financialindependence #freedom #freedomthinkers #money #moneycoach #finance #saving #frugal #frugalliving #frugallife #collegestudent #graduation #pf #personalfinance #financialcoach #financialcoaching #tips #finance #marriage #blackmarriage #couples #homebuying #homebuyingtips #debt #debtfree #debtslave #debtfreecommunity #debtfreejourney
Instagram media - Debt is worse than poverty! At least you don’t go below from where you are. . .… 2274256001347546903
Instagram media - Pinch of Salt... I may start calling these types of posts “Pinch of Salt” posts… 2274237105831897416
Pinch of Salt... I may start calling these types of posts “Pinch of Salt” posts as everything is changing rapidly and I’m also very new to all these terms, conditions and policies. However if you are classed as a vulnerable household who is of working age and have been affected by the virus you may be entitled to council tax relief, dependant on your council. This has come about due to the Government confirming a Hardship fund for the local councils. If you’re concerned about making your payments, it may be worth giving your local council a call and letting them know your situation. Feel free to tag or share this with anyone who may find this useful.
Instagram media - Who’s coming to please me this lovely Friday? 💦 You crave this Goddess, you crave… 2274186685902576772
Who’s coming to please me this lovely Friday? 💦 You crave this Goddess, you crave my body and my ass. Get that dick out, fistfuck it, get weak, you will crave bankruptcy before you know it 😈💦 #dom #linkinbio #dominatrice #snapchat #twitter #nickiminaj #dojacat #girl #feetfetishworld #subienation #justinbieber #followforfollowback #following #follow #shoutout #humanatm #debtslave #goddess #ebonygoddessworship #financial #cuff #whip #sm #paypiggs #findommequeen #cashslave #savagechallenge
Instagram media - Next year I would like to retrain... I have seen the course I want to do and could… 2274057324221711651
Next year I would like to retrain... I have seen the course I want to do and could use a loan to enrol however I would much rather save the money first. Would you take out a loan to persue your dream career?
Instagram media - #debtslave #debtslavery #owned #rothschilds #rome #romancatholicchurch #synagogueofsatan… 2274052546121645226
Instagram media - Who has a budget spreadsheet?🙋🏼‍♀️ I love playing around with mine. I have updated… 2273985978255166395
Who has a budget spreadsheet?🙋🏼‍♀️ I love playing around with mine. I have updated it and made it very simple with 3 months view on one tab. I am hoping my hours don't get cut due to the Coronavirus, I really wanted to pay off my car this year and save for 4 week Bali holiday for early next year. For now I am going to save all extra money into my Emergency Fund and then when this pandemic is over and if I didn't have to use that money, I will put it all on my car. My car loan is just under $10k. It has a sickening interest rate, so takes forever to pay off, if only paying the minimum. The finish date is 2024.. umm hell no. Hope everyone is staying safe, I am self isolating and working from home at my boss's request. Which I am thankful for. First of all I didn't want to work from home just yet because I didn't think I would be able to concentrate and not fuck around 😂 But Day 2 and I have been very productive. So all is going well here so far. •••••••••••••••••••••••••••••••• #goodvibes #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #heath #gym #chunky #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #goals #planning #thebarefootinvestor #simplelife #keepitsimple #lovelife #aussiedebtfreecommunity #Australia #barefoot #money #work #debtfree #debtisdumb
Instagram media - Was finally able to get the shopping done and get everything on my list!! Have bulk… 2273912618183763373
Was finally able to get the shopping done and get everything on my list!! Have bulk made some chicken pesto pasta and spag bol! Both have been loaded with veggies and garlic! The freezer is stocked with plenty of meals to help with me still working through all this and to hopefully limit my visits to the shops if we go into a lock down! I have some baking on the cards for tomorrow also! Just another wild Friday here 🤣👻 #debtfreecommunity #debt #debtfreejourney #debtfreeliving #debtslave #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #aussiedebtfreecommunity #debtfree #debtisdumb #cashisking #ozdebtfreecommunity #daveramsey #daveramseybabysteps #thebudgetmommethod #budgetbypaycheck #thebudgetmom
Instagram media - Just so everyone knows in the near future if you run out of money to feed your family… 2273793834546995740
Instagram media - 1 month ago... Did you think the virus would escalate to this? Did you expect the… 2273611984179877278
1 month ago... Did you think the virus would escalate to this? Did you expect the schools to shut? Did you expect lots of people to loose their jobs or close their business? Did you expect the shops and restaurants to close? I didn't... That's how quick everything can change in an instant. Never have I ever been so thankful to be on a debt free journey. My perspective on how I view finances and this situation no doubt has changed compared to the 2017 me. So I question, do I think a financial crisis will ever happen again? I think so, when I don't know but I want to learn from a time like this. 1. I really need to build a minimum of a 3 month emergency fund. 2. Should I ever go self employed, which is my ultimate dream, I want to have atleast 6 months expenses saved up. 3. Continue keeping my bills as low as possible so I don't need to find as much money to get by. 4. I desperately want to build multiple streams of income, I've got to the point where I don't 100% trust relying on one source of income. 5. Despite facing inconvenience, I still would not panic buy as we havnt gone without. It's an uncertain time and we have no idea how long this will last for but my goal is to learn from it and hope this gives me the drive to stay on the path to financial freedom. My latest video is out, link in the bio. Where I explain how the lockdown will have a positive impact on my finances...for now. How has the lockdown impacted your finances?
Instagram media - Frankly Speaking: Dont become more concerned about looking blessed than actually… 2273582778090213965
Frankly Speaking: Don't become more concerned about looking blessed than actually being blessed! #bottomlineministries #FrankReed #credit #debtfree #creditcards #debtfreecommunity #debtfreejourney #debtsnowball #debtfreeliving #debtfreedom #debtisdumb #debtfreegoals #debtfreelife #debts #debtrelief #debtmanagement #debtpayoff #money #debtslave #financialfreedom #entrepreuner #money #debtfreecommunity #ministry #love #church #jesus #faith #bible #family
Instagram media - You have time now to plan ...⠀ ⠀ Double Tap & Follow the Authority !!⠀ 👉🏻 @wealth.authority⠀… 2273578540485906209
You have time now to plan ...⠀ ⠀ Double Tap & Follow the Authority !!⠀ 👉🏻 @wealth.authority⠀ 👉🏻 @wealth.authority⠀ 👉🏻 @wealth.authority⠀ ⠀ 📷 Follow @financialcroissant⠀#marketingpsychology #videomarketingtips #socialmedia#contentmarketing #interactivevideo #phoenixmarketing #arizonamarketing #MarketingPsychology #brandawareness #brandmarketing #marketingdigital #contentcreators #marketingblog #buildyourbrand #buildyourbusiness #businessbuilder #buildyourtribe #buildingbossladies #girlbossparty #businesscoaching #salesfunnel #socialmarketingtips #vulnerability #writersofinstagram #transformingthemind #debtsucks #debtfreelife #debtrelief #debtfreelifestyle #debtslave
Instagram media - #tbt to the time I met @dee1music at @finconexpo in Dallas! Only one man can make… 2273527782864399769
#tbt to the time I met @dee1music at @finconexpo in Dallas! Only one man can make paying off debt sound that good.⁠ .⁠ .⁠ .⁠ #salliemaeback #nocarnote #throwbackthursday #debtfreeisthenewsexy #debtfreejourney #debtsnowball #debtfreedom #debtfreecommunity #debtfree #debtisdumb #debtfreeliving #debtslave #debtfreelife #daveramsey #financialpeace #financialpeaceuniversity #debt #studentdebt #studentloans #studentloandebt #onabudget #budgeting #personalfinance #loans #savemoney #babystep2 #budget #zerobasedbudget #totalmoneymakeover
Instagram media - Anyone self employed? The support package has been announced, whats your thoughts?… 2273507626381546197
Anyone self employed? The support package has been announced, what's your thoughts? Will it help you?
Instagram media - 🤬🤬Pure greed! These are official figures, so you know it’s a lot worse in reality!… 2273473807171563280
🤬🤬Pure greed! These are official figures, so you know it’s a lot worse in reality! #wakeup #truth #money #finance #moneyistherootofallevil #everythingisenergy #moderndayslavery #debtslave #babylonianmagicmoneysystem #bankingcartels #federalreserve #bankofengland #rothschild #rothschilds #moneylesssociety #fuckthenewworldorder #nwo #zionistagenda #illuminati #illuminaticonfirmed #politics #government #elite #fascism #corporategreed
Instagram media - Next year I hope to retrain and start a new career… It got me thinking, what would… 2273269419257869220
Next year I hope to retrain and start a new career… It got me thinking, what would I do differently now that I care about my finances abit more. Especially in relation to the financial side of work. Theres are afew of the checks I would make ideally before I accept the job but definitely no later than the first month. Tax Code - Its rare but it has happened afew times where I have been emergency taxed. Its a stress, often you don't need especially with the initial costs of starting work again,ie buying clothes, enrolling your child in nursery etc. I’ll make sure I provide suitable documents in advance such as a P45 to avoid being emergency taxed if required. Pension Contribution - I won't assume this has been paid and that I am enrolled. I will proactively seek out log in details and check that I am enrolled on the scheme and my contribution is being paid from the first month. Benefits - At this stage in my life, I really do wish I had considered things such as Maternity Leave schemes etc. Unfortunately, I wont experience any benefits in my current role but my last role had a brilliant scheme which lasted months. In addition, whilst my son was in nursery, I was able to get a discount on my childcare cost through using their vouchers and some colleagues even bought travel passes through their wages which worked out cheaper. Thinking forward, things like the Pension scheme would be something I would pay great attention to as some employers have great contributions which can hugely bump up your pension pot. Expenses process - Depending on the job, this can be hugely expensive. Initially my current role had a huge amount of traveling which was costing hundreds of pounds a month. Where as my last job, the most I would have to pay for is a bus ticket! Therefore going forward, I would like to know the expenses process as I would much prefer avoiding using my own wage to fund trips to clients so I am not constantly out of pocket. Whats the one thing you would check when starting a new role?
Instagram media - 👩🏼‍💻Officially working from home.. The boss wants me to stay home and self isolate… 2273114059351791094
👩🏼‍💻Officially working from home.. The boss wants me to stay home and self isolate so I can always be invoicing the clients and if everyone gets sick, someone can still get the money coming in. At first I wasn't keen on working from home, but I am already enjoying it now 😆 •••••••••••••••••••••••••••••••• #goodvibes #debtfreecommunity #debt #debtfreejourney #debtslave #debtfreeliving #heath #gym #chunky #organised #money #debtfreegoals #financialfreedom #financialgoals #budget #budgeting #debtfreelife #goals #planning #thebarefootinvestor #simplelife #keepitsimple #lovelife #aussiedebtfreecommunity #Australia #barefoot #money #work #debtfree #debtisdumb
Instagram media - From David Graeber’s “Debt: The first 5,000 Years”. #davidgraeber #debtthefirst5000years… 2273022072156417692
Instagram media - Great post from @thefrugal_explorer 💗 Congratulations on having your finances together!!! 2272961482140199448
Instagram media - I used to have: A Loan payment for the first car I bought - £100 a month A Laptop… 2272909490034380433
I used to have: A Loan payment for the first car I bought - £100 a month A Laptop payment through a scheme at work - £90 a month A Contract payment for a new phone - £40 a month A Membership - £35 a month I used to look at the amount and think “Yeah, I can afford that, its only”. But I didnt look at the cumulative amount. I didn't realise the additional pressure all these ‘small’ payments would soon add up to. This meant I found myself always seeking higher paying roles, I could never settle as I thought more money was the answer...it really wasn't. At that point in time, managing my budget was the answer. Now more than ever, Im thankful I have broke out of this habit, I still have a couple of ‘wants’ in my budget such as Spotify or Audible but I understand that this is just a want and it would be easy to cancel at any point, there is no contract! Since moving away from the ‘monthly payment’ mindset, I have started achieving things I never thought possible. All of a sudden I have more money and find myself able to achieve life long dreams and goals such as getting married, buying a car cash and clearing debt. During a time of uncertainty, what is super important to me is having peace of mind that I do not have pressure for any unnecessary bills just the absolute needs, this means I have less money to raise and more sleep!
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